*German speaking Credit Analyst*
Euro London is working with an innovative firm that helps small businesses with easy access to loans, in the UK and internationally.
Having expanded a lot in the last 10 years, they still have a very personal feel and are an amazing and supportive team to work with.
This is a great opportunity to develop your career within the Credit Underwriting field, in a relaxed and personable environment! The office is based in London, but remote work is also available inside the UK.
Our client is a firm that cares about their employees and has a long list of amazing benefits - reach out today to learn more about what they can offer!
The Credit Analysts are responsible for each lending decision made. Their main goals are throughput, processing all applications in a timely manner, and discrimination, accurately assessing the credit risk for each application.
*Analysing credit data, financial statements and other data sources to determine the level of risk involved in lending.
*Conducting thorough due diligence to ensure affordability of credit in line with internal policy.
*Understanding and accurately capturing the specific revenue and risk drivers for SMEs.
*Adapting your underwriting to match a variety of different businesses, from local bakeries to highly specialised manufacturers.
*Being responsible for making lending decisions independently.
*Being actively involved in improving the decision-making framework, through developments to our systems and processes.
*Working closely with the Tech and Analytics team to improve systems and our scorecard to enable us to make better, faster and fairer decisions.
*A good understanding of how businesses operate, including their main risk and revenue drivers.
*The ability to interpret financial statements to evaluate business performance.
*An analytical mindset with a practical approach to problem solving.
*Excellent communication skills. You will be in direct contact with applicants via phone and email to better understand their business.
*A confident and enthusiastic attitude that works well in a regularly changing and fast paced environment.
*Fluent German speaker with a high level of written and spoken English - note that we require fully fluent German level (i.e. you've grown up speaking German or have learnt it to CEFR C2 level or similar).
Apply today for a confidential chat to find out more.
Please be advised CVs will be treated in the strictest of confidence and that your application will not be forwarded without your permission. We aim to respond promptly to your application however, due to the high level of CV's we receive we are only able to respond to applicants whose profile matches our Clients requirements. For more jobs please visit our website at www.eurolondon.com .